FedFinancial Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are committed to accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 301-881-5626 and we will be happy to assist you. All products and services available on this website are available at our branch and over the phone.

FedFinancial Loan Rates - Our Transparency Pledge

Have you ever shopped for a loan on another financial institution’s website and struggled to find the interest rates? When – and if – you manage to find them, it’s only then that you discover that their rates require automatic deposits, are limited to an introductory period, or are blocked by numerous other restrictions. It feels like you’re being tricked, right?

Banks and lenders don’t want you to compare their rates or take your business elsewhere, so they play a little game of bait-and-switch with their loan customers. That’s why our credit union is so committed to transparency throughout all of our lending programs.

At FedFinancial, we strive to make our rates as clear as possible. We are proud to offer excellent interest rates on all of our home, auto, and personal loans, and we want to make those loans accessible to all of our members.

We always make it easy to find our loan rates and explain any possible variations, and you may have noticed that we don’t have a lot of fine print disclosures surrounding those rates.

If you have a credit score of 720 or better, it’s easy to identify the rates we can offer you on each of our loans. (Please note that your credit score may be calculated differently depending on what credit bureau or model is used in the calculation). For those with lower scores, other rates may apply, but we are confident that we can offer exceptional deals that will save you money compared to other banks and lenders.

Take a look at our loan rates for members that have a FICO score of 720 or better:

Loan Type Annual Percentage Rate (APR)
Unsecured Loan Fixed Rate 6.90% APR
New Auto Loan Fixed Rate 1.99% APR
Used Auto Loan Fixed Rate 1.99% APR
Platinum VISA Credit Card 9.15% Variable APR 
Home Equity Loan Variable Rate (up to 90% LTV*) 2.99% Variable APR
Home Equity Loan Variable Rate (up to 100% LTV*) 3.99% Variable APR

Rates effective June 1, 2016. Rates are subject to change. LTV is Loan-to-Value.

We don’t want to make getting a loan a complicated or distressing process for our members. Our transparency pledge means putting our rates out there and making it easy for you to apply for a loan. While other lenders do their best to mask their rates or disguise restrictions and limitations, we put our best offer forward for every lending customer. 

We consider ourselves a partner in your financial success, and we want to give you the best possible deal on your loans. To view our rates in full or apply for a loan with FedFinancial, visit our website at www.fedfinancial.org or call us at (301) 881-5626.

 

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