Finance your wheels with us!
FedFinancial can provide 100% financing for new and used cars, trucks, and motorcycles.
We can also refinance your current vehicle loans from other institutions at lower rates that may lower your monthly payments.
Auto Buying Made Easy
Our auto buying partner has the expertise to help you find the best deal fast.
Search local dealer new and used inventory with pre-negotiated prices, research vehicles and more!
Guaranteed Asset Protection (GAP)
GAP is an optional program that protects your investment in case your car is stolen or totaled. Especially on new and newer used cars, the market value can take a dip just by driving off the dealership lot. GAP waives the difference between your insurance settlement and your loan payoff. In other words, it protects the “gap” between the vehicle’s value and the amount you still owe.
GAP through FedFinancial also comes with Auto Deductible Reimbursement. For the first 2 years, it will cover your insurance deductible up to $500 per incident on ANY loss for ANY of your vehicles—not just the one for which GAP was purchased! Vehicles must be passenger vehicles owned and insured by the primary borrower on the loan, and the loss has to be over your deductible amount and require repairs. There is no limit to the number of uses in the 2 years.
Mechanical Breakdown Protection (MBP)
The inconvenience of a car breakdown can really throw a wrench in your day. You can expect to spend hours waiting for a towing service and for the mechanics to estimate the damage while you secure a rental car. According to the Federal Reserve Bank of New York, 1 in 3 Americans do not have enough savings to cover an emergency vehicle expense of $2,000. Mechanical Breakdown Protection, or MBP, provides protection against costly repairs and extends beyond the manufacturer’s warranty.
Additional benefits include:
- $0 Deductible
- Repairs are paid to the repair shop directly—no waiting for reimbursement
- You can take your vehicle to the dealership or ANY ASE licensed repair facility in the US or Canada for repairs
- A 30-day Free Look period when MBP can be cancelled with a full refund
- 24-hour emergency towing and roadside assistance
- Rental Car reimbursement
- Total Loss Refund – if your vehicle is totaled due to a collision or act of God while under an MBP plan, you will be refunded the full purchase price of the MBP plan—even if you’ve used it!
Protect yourself and have peace of mind knowing your vehicle is covered with Mechanical Breakdown Protection. MBP can usually be added to your auto loan at the time of financing, but can also be purchased separately at any time. Contact us with your vehicle's year, make, model and mileage for a quote.
Auto
Effective Date: Friday, July 18th, 2025
| Loan Options | Term | APR* | Min. Loan |
|---|---|---|---|
| New & Used Vehicles | 2-3 Years | 5.45% | $500 |
| New & Used Vehicles | 4 Years | 5.65% | $500 |
| New & Used Vehicles | 5 Years | 5.74% | $500 |
| New & Used Vehicles | 6 Years | 6.74% | $500 |
