Savings
Our basic savings account. This account is required for membership and requires a minimum balance of $25. You can also open secondary basic savings accounts with no minimum balance to keep track of savings for the kids, for vacation, or for a rainy day. Add one to your account today!
Contact us to add an IRA savings account or IRA share certificate to your existing account.
Super Share
Earn more on your larger savings deposits while staying flexible.
- Minimum Balance: $5,000
- Calculate your Savings Goal
Share Certificates
Earn more dividends with a wide variety of terms to reach your goals.
- Terms from 3 months to 5 years
- Minimum balance: $1,000.
Traditional and Roth IRAs
Easy retirement savings options.
- Savings account or certificate options
- IRA Savings minimum balance: $0
- Certificate minimum balance: $1,000
- Certificate terms from 3 months to 5 years
| Account Name | Rate | APY* | Min. Balance |
|---|---|---|---|
| Share Savings | 0.02% | 0.02% | $25 |
| Super Share Savings | 0.05% | 0.05% | $5,000 |
| Holiday/Vacation Club Savings | 0.02% | 0.02% | - |
| Individual Retirement Accounts (IRA) | 0.10% | 0.10% | - |
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 months | 3.11% | 3.15% | $1,000 |
| 6 months | 3.22% | 3.27% | $1,000 |
| 12 months | 3.35% | 3.40% | $1,000 |
| 24 months | 3.53% | 3.59% | $1,000 |
| 36 months | 3.60% | 3.66% | $1,000 |
| 48 months | 3.64% | 3.70% | $1,000 |
| 60 months | 3.67% | 3.73% | $1,000 |
Share Certificate APY is based on a $1,000 deposit and may vary based on the amount of deposit. | |||
Disclosures
APY is Annual Percentage Yield. APY is based on a $1,000 deposit and may vary based on the amount of deposit.
Early withdrawal penalty for Share Certificate accounts:
- Term of less than 1 year: 90 days’ dividends
- Term of 1 year or more: 180 days’ dividends
Funds Availability Policy Disclosure
How much should I save to reach my goal?
What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.
