FedFinancial Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are committed to accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 301-881-5626 and we will be happy to assist you. All products and services available on this website are available at our branch and over the phone.

Close your mortgage loan in 30 days or receive $1000 cash back. Our process is as easy as 1 2 3! Mortgage processing assurance


Talk to Chuck and get pre-approved for a home loan that fits you.

Chuck Goldston Mortgage Expert
NMLS# 409371
FedFinancial Federal Credit Union

Contact Chuck


Meet with Jackie and her team to help you find the home of your dreams.

Jackie Humenik Real Estate Expert
Realty Services

Contact Jackie


Choose the location for your closing.

Locations: Your Home or Office
Closing Agent Office
FedFinancial Office

Apply Now

With Us, You'll Get:

FedFinancial and Jackie will provide you with offers that save you money.

Jackie will
Give you 20% of her commission
as a credit at closing.

Receive a
Free Home Warranty
when you finance your mortgage with Chuck.

Find a home and get your loan at FedFinancial

Chuck and Jackie will work with you to find a great home and provide a mortgage that fits your needs. Also, Jackie or one of her team members will even meet with you at the White Oak Branch.



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APR is Annual Percentage Rate. All stated mortgage rates are based on a home purchase transaction of $250,000, a minimum down payment of $50,000, a loan amount of $200,000 and repayments term as stated.  The stated APR is the lender’s standard rate for a borrower with a 750 credit score.  The actual rate may vary depending upon each individual’s credit history and transaction specific underwriting factors.  30-year term = 360 months and applies to 30 year conventional and FHA loans.  15-year term = 180 months and applies to 15 year conventional loans.  10-year term = 120 months and applies to 10 year conventional loans.  All loan programs, rates, terms and conditions are subject to change at any time without notice.  Rate scenarios are based on a 30-day lock.  

Review Our Member Educational Webinar: Homebuying in a Seller’s Market

Learn Information, Tips and Techniques to Get the Biggest Benefit When Purchasing a Home.

Our Members Love Us!

FedFinancial did my cash out refinance extremely fast, easy and with minimal paperwork. They verified my income electronically, so there was no need to fax or email them tax returns, W-2s or paystubs. My loan officers, Chuck Goldston and Carlton Brooks, helped me through every step of the process and were always available when I needed them. Chuck even helped me clear up an issue I had with my previous lender. They waived my appraisal and had my loan fully approved with minor conditions in 7 days. Charlene F.

Working with Chuck and FedFinancial made buying our first home easier than we could have imagined! After shopping around for a loan provider, we found that FedFinancial provided us with the best rates and service. Our loan officer, Chuck Goldston, was incredibly helpful in explaining the process, running mortgage scenarios, and advising us at every step, which meant no surprises or surprise costs. Chuck was very accessible and made us feel like we were a priority. In this extreme seller’s market, we were able to get a clear to close within 17 days from the signing of our contract, making our offer and closing processes a breeze. On top of all of this, FedFinancial’s connection with realtor Jackie Humenik allowed us to find an amazing realtor with a bonus in savings. We highly recommend FedFinancial to anyone looking to buy a home in the area! Megan G.

My wife and I recently purchased our first home with the coordinated efforts of FedFinancial and RE/MAX spearheaded by the wonderful and professional team of Chuck Goldston, our Loan Officer, and Jackie Humenik, our Realtor. We could not have had a more satisfying experience and seamless journey throughout the daunting home-buying process. Since Chuck and Jackie work together from start to finish, the herculean task of helping first-time home buyers, like us, was ultimately fast and efficient, while providing above and beyond service. From day one, with the initial paperless income verification, through touring homes and receiving expert home-buying advice, until the final closing day, Chuck and Jackie are there with you through it all. On top of everything, we received a great mortgage loan rate from Chuck, an excellent realtor rebate from Jackie, and were able to close within 18 days! We feel lucky to have had such a wonderful experience that both met our needs and our timeline. It could not have happened without them, truly.Trevor H. & Jesse K.

Are you in a Competitive Buying Situation? You can Count On Us to Close As Fast or Faster than Other Lenders!

Jackie Humenik and Chuck Goldston have teamed up to provide you full-service home buying services.

Jackie is known as your Neighborhood Realtor because she has been working in the MD, DC and VA market for over 16 years. No matter what type of property you are looking to buy or sell, Jackie is the real estate agent that can help you.  

Chuck has been in the mortgage industry for over 17 years. He will work hard to provide you the best rates and lowest closing costs possible.

“We believe you will find our process to be the most convenient and efficient way to purchase a home and we will make sure you get great deals and match your home with the right mortgage!”

Your Trusted Lending Partner

FedFinancial Federal Credit Union Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System (NMLS).
Our Institution ID is 404966.

  • Chuck Goldston Director of First Mortgages
    NMLS ID# 409371
    301-881-5626 ext. 1206
  • Jonathan Rhodes President/CEO
    NMLS 2014630
  • Carlton Brooks Director of Lending
    NMLS 1867190
  • Heather Gray Director of Compliance
    NMLS ID# 433750
  • Authrene Hutchinson Teller Supervisor
    NMLS ID# 1271418
Mortgage Processing Assurance


Apply for a Mortgage

Chuck and Jackie will work with you to find a great home and provide a mortgage that fits your needs. The process is a seamless way to purchase a home.

Save time, save money, and find the perfect home for you!

*The Mortgage Processing Assurance guarantee only applies to loans of $250,000 or more and requires that members are approved for the loan and address all underwriting conditions within ten days of being notified of the conditions.

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